TSCAB stands for “Telangana State Cooperative Apex Bank Limited” is the government of Telangana state cooperative bank which was registered on 25th March of 2015. It is assigned to the development of rural and agriculture all over the state. It consists of 03 principles namely: Prosperity, Structure, and cooperative.

Image Source: tscab.org

History of TSCAB

Resultant of bifurcation two states of Andhra Pradesh and Telangana it became necessity to separate state cooperative banks for both the Indian states. So the former AP state cooperative Bank was re – organised into Telangana State Cooperative Apex Bank Limited for Telangana and AP state cooperative Bank for the remaining part of Andhra Pradesh.

Branches of TSCAB

789 Primary Cooperative Credit Societies are serving the community of farmers at the village level, as against 10 districts DCCB (District Cooperative Central Banks) branches are located in 09 districts with a total branch network of 249 at the district level.

The Telangana state capital Hyderabad and Rangareddy have only 01 District Cooperative Central Bank. The Telangana State Cooperative Apex Bank Limited has total 35 branches in twin cities of across the city of Hyderabad and City of Secunderabad serving the urban customers of business as a friend, guide and philosopher for the entire structure of cooperative credit organisation.

ts cab
Image Source: cdn.telanganatoday.com

Service providing by TS CAB

Under Single Window Delivery System the Telangana State Cooperative Apex Bank Limited providing the services of financing both investments credit and production credit necessities of farmers (For particularly Marginal and small farmers).

It also providing input requirements, producing storage facilities, needy commodities, procurement of food grains. Banking along with rural areas based agricultural relevant services. It process to implement the State government schemes of giving up incentives to the farmers etc. Under DCCB’s it is also serving the women communities by “Self Help Groups” financially in a huge way.

Agricultural Development through TSCAB

The Telangana State Cooperative Apex Bank Limited is providing the refinance facilities to its District Cooperative Central Banks affiliates for crop loans at a period of short term, medium term and long term investments. For buying of agricultural goods, Irrigation department development, godowns construction, development of land, poultry, dairy and horticulture.

Loans of TS CAB

Telangana State Cooperative Apex Bank Limited providing loans like vehicle loans, and housing loans, and also gold loans. Along with offering the deposit schemes, safe deposit locker facilities throughout in rural areas and urban areas. The CBS (Core Banking Solutions) has introduced in Telangana State Cooperative Apex Bank Limited. All the nine District Cooperative Central Banks in the state. I t opens different e – channels (Electronic Channels) including NEFT, APBS, RTGS, DBT and CTS in order to transfer the funds speedily to the rural and urban clients.

tscab loans
Image Source: tscab.org


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