Pradhan Mantri Jan Dhan Yojana – PMJDY

PMJDY scheme

Pradhan Mantri Jan Dhan Yojana – प्रधानमंत्री जन धन योजना

This scheme came into existence in the year 2014. Our respectable Prime Minister Narendra Modi introduced this scheme. The PMJDY aims to enhance the services related to the economy of India country. Ministry of Finance of Government of India launched this scheme for the benefits of the people. On the first day of the scheme, they noticed over 15 million people opened bank accounts. In short, this new scheme got an excellent response. It has achieved a world record also. Get more info on Pradhan Mantri Jan Dhan Yojana scheme from here. You can also get the complete list of PM Modi Schemes here and apply for your suitable schemes. pmjdy website

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Pradhan Mantri Jan Dhan Yojna scheme aims to universalize all the bank accounts in the all Types of Banks in India. If anyone wants to utilize the benefits of this unique scheme, they have to have a bank account with any amount. There is no upper limit. People can open the account with any amount. The account holders will get the debit cards also. In case of an accident, this scheme covers the loss of up to Rs. 1 lakh. The government will issue an overdraft for those customers who have their account in the bank at least for 6 months because they can grant it only after completing 6 months of opening the bank account.pmjdy scheme in india

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This scheme is very much technology friendly. In this scheme, one can check balance and fund transfer through any phone. Mobile banking facility is also available under PMJDY. To avail this facility, you need to access through NUUP. For this particular purpose, all the banks and the mobile companies have signed a contract to give the service together. In recent days the actual number of the people holding account under this unique scheme is 270 billion.

Jan Dhan Yojana Schemes

In the following links, you can get all details of the PMJDY scheme like e Documents and more, follow the links and get brief info on the Scheme.


  • Mission Document
  • Scheme Details
  • Financial Literacy Material for Skilling Centres
  • Financial Literacy Skilling Centres
  • Account Opening Form – Hindi
  • Account Opening Form – English

Quick Links of PMJDY

  • State Feedback/Suggestion Form
  • List of Nodal Officers of DFS for SLBC
  • Important Information
  • Success Stories
  • Insurance Cover under PMJDY
  • Claim settled under PMJDY
  • Guidelines for Over Draft Facility
  • Letters from Hon’ble Prime Minister
  • Guinness World Record

PMJDY Contact Details

The List of Pradhan Mantri Jan Dhan Yojana Scheme details can be found here. Get the contact details like the Nodal officer, Convenor of SLBC, National & State Toll-Free Numbers and more contact details can be available in the following link:

PMJDY Website:
Phone Number: 011-23361571
Email Id:
Department of Financial Services,
Ministry of Finance,
Room No- 106,
2 Floor, Jeevan Deep Building,
Parliament Street,
New Delhi,
Pincode: 110001